Our Process

Plan. Do. Review.

Step 1 – Plan

There is no shortage of financial planning companies in the UK, but you won’t find many like us.

We offer a different kind of financial planning service, one that puts you at the very heart. The way we work has been described as inspired, but to us it’s the way we have always done things. Our financial planning service is not about selling you anything; it’s about helping you understand everything you need to know to make it easier for you to take control of your finances.

We can provide you with a clear picture of your current financial situation and explain what you need to do to achieve your financial goals.

By getting to know you and understanding what is important to you, we can explore the different options and help you decide what’s best for your finances.

It’s the getting started that clients often find most difficult, but we are here to help from the start and throughout your journey. Many clients we meet have carrier bags full of paperwork relating to different products they’ve acquired over the years. Often they have no idea what they are or whether they are worth keeping.

We will ensure you make the most out of your money, which could mean paying less interest on your debts, growing your investments faster or being more tax efficient. We will help you keep more of your money for you and your family to enjoy.

All our new financial planning clients get a full health check, which includes:

At the end of this stage, you will have your own, bespoke financial plan detailing what you need to do to achieve your goals.

Our aim is simple, to put you in control of your money and help you build financial security for you and your family so you can get on and enjoy your money and your life.

Step 2 – Do

We want to make financial planning easy for you and understand that many clients don’t just want advice on what to do but they also want help doing it.

Our implementation service is all about ‘doing’ what we have recommended. This includes finding the right products and services at the best price from across the market.

We’re paid by you to research the market to recommend the best products for you and your family. Trust is at the heart of our relationship with you. This is why our financial planners are not paid by commission or sales related bonuses, which means you can be confident that they will always act with your best interests at heart.

We only work with product providers that we trust in 100%.

We know that dealing with mortgage companies, insurance companies etc can be a painstaking task for some. However, we are pretty good at it, and happy to do this hard work for you.

We choose great products and services for our clients, but we’re not attached to any in particular. We’ll help you understand any benefits offered by your employer as part of our implementation service as well as any existing products you might have. If these are best for you, we will make sure you keep them and are taking full advantage of the benefits they offer.

Step 3 – Review

There are few certainties in life, but change is one of them. Tax rules and allowances change, financial products change and evolve and most importantly what’s important to you can also change.

Whilst our goal is to make financial planning easy, we go to great lengths to ensure all of our staff are experts in their field. Our financial planners are both experienced and qualified and spend at least 5 days each year keeping their knowledge up to date.

We like to meet with our clients annually. We review their financial plan and brief them on any changes and how they might be affected by them. We ensure their planning continues to be as efficient as possible.

We are constantly reviewing the market for the best products and services for our clients and we will update you on those appropriate for you during our annual meeting.

Most of all, our annual review service gives our clients peace of mind that everything is moving in the right direction and that someone is looking after their best interests.


Contact us for help with your finances.